SCCF History

Volume 19 - Leaving a Legacy

posted Dec 6, 2016, 4:13 PM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:45 AM ]

Over the past twenty years, the Starke County Community Foundation (SCCF) has provided an opportunity for individuals to leave a legacy in their communities. This legacy reflects the individuals’ spirit of giving and their passion for causes and charitable organizations in Starke County. 

Theodore Roosevelt said, “What a man does for himself dies with him. What a man does for his community lives long after he’s gone.”

Many generous individuals have left bequests to the SCCF and have therefore left something that will live on forever, endlessly impacting the community and enhancing the quality of life in Starke County. Contributions to the SCCF are immeasurable.

Planned giving can enable donors to make more significant gifts to yield the biggest impact on the community. Planned gifts can be made in many different ways.

Giving to the SCCF through a will is one of the easiest ways to make a gift. Donors may also name the SCCF as the beneficiary of IRA assets, which allows the donor to avoid estate and income taxes. The SCCF keeps 100 percent of the IRA assets and applies them to the charitable purpose or organization the donor chooses.  Life insurance is another great way to make a charitable gift to the SCCF. The donor can deduct the replacement value of the policy, and some donors can increase the size of their gift by purchasing a life insurance policy and naming the SCCF as owner and beneficiary.

Finally, donors can make a planned gift through a Charitable Remainder Trust, Charitable Remainder Annuity Trust (CRAT), Charitable Remainder Unitrust (CRUT), or Charitable Lead Trust (CLT). These types of gifts allow a donor to irrevocably transfer assets into a trust which pays income to the donor or other beneficiaries during their lifetimes. The remainder then goes to a qualified nonprofit of the donor’s choice or to the donor’s named beneficiaries.

It is never too early to think about planned giving. This is an opportunity for donors to know that their dollars will never be spent but will instead generate income forever to provide sustainability for organizations the donor cares about or to provide assistance for the various needs of the community.

The SCCF honors the legacies that have been established with the SCCF so far. As we have discussed throughout this series, gifts to the SCCF have made such a tremendous impact on Starke County already, and they will continue to do so forever! Through our pillars of giving, we are sure to touch every area of need in Starke County. Our various types of funds enable donors to fulfill their individual charitable wishes. 

The past twenty years have yielded remarkable results. In total, the SCCF has awarded $3,003,539.20 in grants to charitable organizations, $2,887,305 in scholarships, and has established 121 funds. We are so thankful to our donors and supporters, as well as to the charitable organizations and individuals in Starke County who have put their grant and scholarship dollars to great use. 

We hope that you will consider making a planned gift to the SCCF in order to become a part of something strong, immeasurable, and ever-lasting— an organization which will honor your legacy and ensure that your contribution will forever enhance the quality of life in Starke County.

Volume 18 - Giving Tuesday

posted Nov 26, 2016, 8:52 AM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:45 AM ]

This week, we will be celebrating Thanksgiving. In addition to enjoying the warm comforts of Thanksgiving dinner and quality time with friends and family, you may also be planning a Black Friday trip, or planning to support a local business on Small Business Saturday, or to make an online purchase on Cyber Monday.

You may have heard of a more recent addition to this week of events—Giving Tuesday. In order to extend the spirit of giving thanks and supporting our local communities, New York’s 92nd Street Y, in partnership with the United Nations Foundation, founded #GivingTuesday.

#GivingTuesday is a tag used on social media in order for individuals, families, nonprofits, civic organizations, businesses, and corporations to share with one another how they’re making a difference on the Tuesday after Thanksgiving and also to encourage the donation of time, resources, and talents to address local need. #GivingTuesday harnesses the potential of the generosity of people around the world to bring real change in their communities. 2016 will be the 5th year of this movement.

#GivingTuesday is a global initiative. In 2016, more than 700,000 people raised $116,000,000 online in more than 70 countries!

This year, we are celebrating Giving Tuesday with a county-wide event. We hope that you will considering taking part in the #GivingTuesday initiative by joining us in our efforts to make a huge impact on Starke County!

We invite you to kick off your holiday and end-of-year giving by coming out to learn about how Starke County charitable organizations have been impacted by dollars given to the SCCF. Remember that every contribution to the SCCF is endowed, so in 100 years from now, the funds raised on Giving Tuesday will still be there, generating income to address the charitable needs in Starke County.

The power of combining our efforts on Giving Tuesday, along with the power of endowed funds with the SCCF, make it possible for every act of kindness, small and large, to be amplified significantly throughout Starke County.

In honor of this special day and of our 20th Anniversary, the SCCF is holding an Open House on Nov. 29 at our new office in the former NJ-SP Middle School from 10 a.m. until 5 p.m. We hope you will come celebrate with us and enjoy some holiday treats!

So share #GivingTuesday on social media, encourage your friends and family to join the effort, and extend the spirit of thankfulness and giving back throughout the week. Together, we can make a huge difference in our community!

Join us next week for the final article of our 20th Anniversary Series!

Volume 17 - Field of Interest Funds and Special Funds

posted Nov 16, 2016, 2:48 PM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:59 AM ]

Some of our most unique funds are our field of interest funds. These funds have specific criteria and support areas of need which the donor is passionate about. During our yearly grant cycle, charitable organizations can apply for our community grants, which are unrestricted, but if they meet the criteria, they may also apply for a grant from one of our field of interest funds.

In 2012, Starke United decided to become a fund under the SCCF in order to operate more efficiently and cost effectively. The SCCF then became a member of Indiana Association of United Ways and began administering contributions of the Starke United Fund. 

Volume 16 - Reaching Every Area of Need

posted Nov 16, 2016, 1:35 PM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:58 AM ]

Community funds, also known as unrestricted funds, are different than every type of fund we’ve talked about so far. Unlike other funds we’ve discussed, when donors establish community funds, they allow the Board of Directors the opportunity to assess the greatest needs of the community and assist the community’s individual programs. The Board of Directors, therefore, chooses how this money is spent each year based on community need.

Community funds allow for the greatest flexibility when donating charitable gifts. These funds will continue to benefit the community forever, so in 100 years from now, whatever the charitable needs may be in Starke County, our community funds will be there to support them.

One of our earliest community funds, the Schuyler Family Endowment Fund, was established in 1998 by SCCF founder Arlowa Vorm. Arlowa was a part of the athletically and musically talented Schuyler family. Arlowa’s mother was born in North Judson, and her father moved there when he was very young. They were married in 1917 and had a 200-acre farm in North Judson. 

After Arlowa passed away, her husband, Fred Vorm, created another community fund, the Arlowa S. Vorm Memorial Fund in her memory. Arlowa and Fred grew up together in North Judson and were married in 1947 on Arlowa’s birthday. They were married for an incredible 56 years! Arlowa was community-minded and is remembered for her passion for service. She was a founding member of the SCCF and helped to establish both the North Judson Town Park and Norwayne Field.

The Schuyler Family.  Arlowa (Schuyler) Vorm is the middle girl in the back row.

Another early SCCF community fund is the Ann R. and Orville Nichols Memorial Fund. It was created by Orville in memory of Ann, and it provides support to Starke County through the SCCF unrestricted fund. Due to its flexibility of giving, it has awarded grants to many different charitable organizations and programs, such as Shakespeare for Starke County Schools, Community Services of Starke County, the Starke County Youth Club, Inc., and the Salvation Army.

While there are many early community funds, the SCCF also has many new ones, such as the Gail and Mildred Schoch Memorial Fund, which was created in 2014 by Warren and Sherry Burch. Since 2014, there have been 13 new community funds established with the SCCF!
Community funds are appealing to donors because they offer so much flexibility of giving. While we may not know the future needs of Starke County, we can be sure that our community funds will always be there to address those needs.

Next week’s article will finish up our discussion about different types of funds, and then we will move on to our final two articles in the series!


Volume 15 - Fulfilling Charitable Wishes

posted Nov 3, 2016, 9:52 AM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:57 AM ]

While agency funds are set up by the agencies which those funds support, and donor-advised funds allow the donor to choose which organization they support each year, designated funds are a bit different. These funds still support charitable organizations of the donor’s choice, but rather than varying year-to-year which agencies they support, designated funds support the same charities forever!

When donors are really passionate about a cause, designated funds offer them reassurance that the organization they care about will have reliable income. Oftentimes, donors take advantage of the benefits of designated funds in order to support their church.

In 1998, Judge Marvin and Barbara McLaughlin created the North Judson United Methodist Church Trustees’ Building & Maintenance Fund. This fund helps to provide income for the maintenance of the North Judson United Methodist Church. This is one of the first funds set up with the SCCF! Barbara is an SCCF founder.

The North Judson United Methodist Church provides service to the community through many different ministries, including a food pantry and Kid’s Closet. Kid’s Closet helps to provide necessities, such as clothing and winter boots to children in need.

June Binkley, another SCCF founder, also set up a designated fund with the SCCF. She established the Binkley-Bales-Christoph Endowment Fund in 2003 in support of the Davis Wesleyan Church in Hamlet. This fund is in memory of her parents and family.

Another designated fund with the SCCF is a unique one because it supports three different Starke County agencies. This fund was created by Roger and Sally Ciapara in 2005, and it is called the Rosa of Indiana Fund. This fund supports the Starke County Council on Aging, Society of St. Vincent de Paul in North Judson, and the Starke County Humane Society in carrying out their charitable missions. The Society of St. Vincent de Paul in North Judson is an agency in relation to the SS Cyril and Methodius Catholic Church.

Donors choose to set up designated funds when they are passionate about a cause and wish to support that cause forever. In some cases, such as the Rosa of Indiana Fund, the donor may choose more than one agency. These funds may support all of those agencies yearly, or its support may rotate. Either way, designated funds help to fulfill donors’ charitable wishes.

Join us next week to learn about how some donors establish community funds, which touch so many different areas of need in Starke County! 

The Society of St. Vincent de Paul in North Judson is supported by a designated fund.

Volume 14 - Starke County Students Reach for the Stars!

posted Oct 26, 2016, 10:21 AM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:57 AM ]

Education is important for individuals to become contributing members of society. However, a college education is becoming more expensive all the time. Without outside sources, post-secondary education can seem unattainable for high school students. In order to address this problem and to help educate our community’s future workforce, many donors have established scholarship funds with the Starke County Community Foundation (SCCF).

SCCF scholarship funds vary in size and criteria. Oftentimes, donors wish to support students who plan to pursue a career in a field that they are passionate about or that they themselves pursued. Other donors support students graduating the high school from which the donor graduated, or students planning to attend the university the donor attended. Each unique scholarship varies by the motivation of the donor who created it. 


The Ed Hasnerl/WKVI Scholarship Fund was established in 1999 by Ed Hasnerl and WKVI to provide scholarships to qualified graduating seniors. Students must be Starke County residents planning to study history, arts, communications, or media-related subjects.

Ed Hasnerl is a well-known resident of Starke County. His unmistakable voice is recognized from his WKVI radio show Talking of Many Things. He has traveled the globe and has owned and co-owned several businesses. He and WKVI wanted to establish their scholarship in order to promote education and to support those seeking jobs in the field of media.


The Nella Kersting Memorial Scholarship Fund supports North Judson-San Pierre High School seniors planning to attend any college, university, trade, or vocational school. This scholarship was created by Sandra Kersting-Rudd in 2007 in memory of her mother, Nella Kersting, who passed away in 2003. 

Nella and her husband, James Kersting, built a successful business together, Kersting’s Cycle Center, and raised a close-knit family. Those who knew Nella remember her as a loving, dedicated, and humble person. Through the Nella Kersting Memorial Scholarship Fund, her family is able to commemorate her and support the community in her honor. 


The Steve L. Toth and Donna M. Toth Family Fund was also created in memory of a loved one. Donna Toth established the fund in 2010 in commemoration of her husband, Steve, who passed away in 2008.

Steve was a hard-working farmer and employee at NIPSCO, and Donna is an SCCF board member and has been very involved in the community. She remembers the wonderful life she and Steve had together. This scholarship supports students graduating from Oregon-Davis High School who have at least a 3.0 GPA, but who are not in the top 5% of their graduating class. 

In total, the SCCF has 36 scholarships funds. Since inception, the SCCF has awarded $2,887,305 in scholarships, including the Lilly Endowment Community Scholarship, to graduating Starke County seniors. We at the SCCF hope that we are able to help Starke County students obtain post-secondary education or training and that they will return to their communities to help contribute to and improve Starke County.

Next week we’ll be talking about designated funds and how several of these support our local churches.

Volume 13 - It's Your Choice

posted Oct 19, 2016, 12:10 PM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:56 AM ]

Over the years, as communities evolve, their charitable needs change as well. New non-profit organizations form, too, with worthwhile causes. In order to meet the community’s ever-changing needs, some donors decide to contribute to or establish a donor-advised fund. 

Donor-advised funds give the donor who established the fund the advantage of assisting in the selection of the charity they want to support each year. Rather than assisting one organization, these funds could support a different organization each year, or funds could even be split between several organizations.

One family has utilized the advantages of a donor-advised fund in order to provide a charitable vehicle to their children. David and Lusia Wozniak established the Wozniak Family Fund in 2016, a donor-advised fund that provides support for programs and activities that fulfill charitable purposes.

The couple plan to encourage their children to assist in the selection of the non-profit organization the fund will support each year. The Wozniaks hope that this experience inspires their children to continue their legacy of giving. 

James Hardesty also established a donor-advised fund, The Hardesty Memorial Endowment Fund, in 2005. This fund supports charitable purposes with special consideration given to three agencies that Jim cared about: the Starke County Historical Society, Ancilla College, and the Hamlet Fire Department.

This year, a grant of $25,000 from the Hardesty Memorial Endowment was awarded to Ancilla College in support of the new on-campus housing facility. Furthermore, it is the intent of the SCCF to grant $20,000 for the next four years following this initial gift, for a total of $105,000.

The Hardesty Memorial Endowment also helped to fund the new James. R. Hardesty Hamlet/Davis Twp. Volunteer Fire Station and Community Center with a commitment of $25,000 each year for eight years, totaling $200,000.

NIPSCO established a donor-advised fund, the NIPSCO Endowment Fund, in 1998. The fund assists non-profit organizations relating to education and business. This fund has supported many Starke County charitable agencies, such as the Starke County Youth Club, the Center of Workforce Innovation, the SCILL Center, and Community Services of Starke County.

Donor-advised funds offer much flexibility for the donor establishing the fund. When donors feel very passionate about multiple organizations, or when they want to address the needs of Starke County as the community changes, donor-advised funds serve as a great option to help those donors fulfill their charitable wishes.

Join us next week to learn more about the scholarships offered to Starke County students through the SCCF!

Front row, far left: SCCF Dir. Of Dev. Sarah Origer at the groundbreaking of the 
James R. Hardesty Hamlet/Davis Twp. Volunteer Fire Station and Community Center

Volume 12 - Agency Funds

posted Oct 12, 2016, 10:37 AM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:55 AM ]

It does not take a large amount of money for a single person to make a difference in the community. When many community members pool their contributions, both large and small, it can make a huge impact. As one of our Starke County Community Foundation (SCCF) founders and generous supporters, Jim Hardesty, once said, “If you can’t do a lot, do what you can do. Don’t forget that.”

Gifts to the SCCF can be unrestricted, or they can go toward a certain fund in order to support certain organizations or areas of giving. (Click here to read about how the SCCF handles its donations to make sure they will impact the community forever!)

For example, the SCCF has many agency funds that support specific organizations. Agency funds are for any non-profit organization or agency that wishes to establish endowment funds with the Foundation for management and investment purposes. The Foundation regularly distributes the annual income back to the organizations and agencies for operating their programs.

One agency fund with the SCCF is the Community Services of Starke County Fund, which was established in 2009 by the Community Services of Starke County to provide support to their organization forever.

This agency exists to provide dependable, quality services to low-income, elderly, and disabled citizens in Starke County so they may maintain their independence in their own home.

In 1998, one of our earliest funds was established in support of the Starke County Humane Society, Inc. The annual distribution of this agency fund assists the Humane Society in fulfilling their charitable mission.

Another example of an SCCF agency fund is the Starke County Youth Club Sustainability Fund. The Starke County Youth Club (SCYC) was awarded a Sustainability Grant from the SCCF in 2014 in order to support the program. The grant was in the form of a $5,000 endowment fund that would generate income for the SCYC forever.

The SCYC supports children and families through after-school and summer programs that provide a safe, enriching environment with positive role models.

Anyone can contribute to agency funds through the SCCF in order to support the agency they care about. Through these funds, charitable organizations have reliable income to forever assist them in fulfilling their worthwhile missions for the enhancement of Starke County.

Next week, we will discuss donor-advised funds, another type of fund that allows donors to decide how their contributions impact the community. 

SCCF Director of Development, Sarah Origer, presents a check to the SC Humane Society

Volume 11 - Investing in Our Future

posted Oct 12, 2016, 10:35 AM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:55 AM ]

The youth of Starke County will one day be the adults of the community. They will be working, contributing to the economy, and raising families of their own. That’s why we at the Starke County Community Foundation (SCCF) find it so important to support the education of Starke County youth. We do this by giving scholarships for both college and preschool, and by granting dollars to projects that focus on educating youth.

One organization that we support is the Starke County Youth Club (SCYC). This organization encourages a lifelong love of learning, through after-school programs, summer programs, and a recreational basketball program. They support children and families by providing a safe, enriching environment with positive role models. They meet the needs of today’s working families by helping with homework and giving children tools to succeed!

The SCYC has received over $28,000 from the SCCF for their program costs, including a $5,000 Sustainability Grant. In 2014, the SCYC was chosen to receive this grant to be endowed with the SCCF. The SCYC’s supporters can add to this endowment in order to help ensure that the SCYC will be around to serve the community’s youth forever!

In order to promote the next generation’s success, we believe that it’s important to support their education. The SCCF has 36 scholarship funds that are awarded to Starke County graduating seniors in order help them pursue a college degree. In total, the SCCF has given $2,887,305 in scholarships, including the Lilly Endowment Community Scholarship.

While it is so important to support students in their high school years, did you know that 85% of a child’s brain development happens by the age of 5? Yet less than 10% of dollars are invested in the education of children during this crucial period.

In 2013, the SCCF decided to allocate funds toward a need that we believe is very important to the success of the community. The Community Foundation researched how we could make the greatest impact on Starke County. Finally, we determined that in order to do the most good for the community, we needed to support our youth in their preschool years.

Research shows that the benefits of attending preschool continue well into the child’s adult years.  Not only are children who attend preschool more likely to succeed in grade school, graduate high school, and obtain a college degree, but they are also less likely to be incarcerated or to need financial government assistance. As a result, rigorous studies have shown that for every dollar invested in early childhood education programs for low-income children, between $4 and $9 is returned to the community.

Students in the Starke County Youth Club Program

The SCCF decided to establish the Starke County Preschool Scholarship Program in order to serve the high number of Starke County 4 and 5-year-olds who do not attend preschool due to lack of financial resources. Since 2013, the SCCF has awarded $47,864 and provided 78 scholarships for Starke County children to attend preschool.

Students who didn’t attend preschool have another chance for kindergarten readiness through the Kindergarten Countdown programs in Knox and North Judson. The SCCF has supported these programs through more than $25,000 in grants from the Starke United Fund.

Through these programs, students receive three weeks of kindergarten preparation during the summer before school starts. Through interactive activities, students learn nursery rhymes, numbers, and letters, focusing especially on identifying the letters in their names. They also develop their motor skills by playing visual and physical games. Additionally, the program helps students to understand how to follow school rules and routines.

During Kindergarten Countdown, students receive lunch, and they are also given a book each day to keep and read at home. The program supports familial involvement in students’ education, and it helps to ease the children’s transition into kindergarten.

The SCCF believes that the dollars given to support today’s youth will continue to impact the entire community in the future. By promoting stronger brain development, higher educational attainment, and better qualification for labor force demands, we are helping to build a strong foundation for the future of our community.

Volume 10 - A Beautiful Community

posted Oct 4, 2016, 3:45 PM by North Judson-Wayne Township Public Library   [ updated Oct 20, 2017, 10:52 AM ]

During the spring and summer months, both children and adults love to enjoy the beautiful parks in Starke County, including the Field of Dreams in Koontz Lake, the Wythogan Park and Skate Park in Knox, the San Pierre Park, and the North Judson Town Park. The flowers bloom and the grass is green at Norwayne Field and alongside the Erie Trail.  During the autumn and winter months, these areas are painted hues of gold, crimson red, and burnt orange, or blanketed in snow.

We at the Starke County Community Foundation (SCCF) believe that parks are lovely additions to any area, and it is important that these beautiful assets to the community are well cared for. That is why we include “Parks and Recreation” as a pillar of giving. Throughout the years, we have helped to support the parks and recreational areas in Starke County in order for community residents of all ages to be able to experience the joy these outdoor areas bring.

As early as 2000, the SCCF supported the Koontz Lake Lions Club with an $83,000 grant for the development of the community softball field, “Field of Dreams,” and the renovation of the existing club house. The Lions Club received two additional grants, enabling the purchase of a slide and an official box/concession stand for the ball park. The grants were administered by Arrow Head Country Resource Conservation and Development Area, Inc.

Entrance to the Wythogan Park in Knox

Ball parks are fun places in the community for residents to gather and cheer on local youth. The North Judson Area Little League was assisted with their field revitalization in 2006. Upgrading the Little League fields helped the park to meet current safety and Little League requirements. Field enhancements made the fields more enjoyable for all of the players, umpires, coaches, and attendees of the games.

Grants have also gone to the Prairie Trails Club for purchasing stone for the North Judson Erie Trail and for supplies for the trail. The crushed stone was spread over two miles, starting at Main Street in North Judson. Much of the North Judson Erie Trail is elevated, offering an excellent view of the natural landscape of the Kankakee sand country. The level rail bed makes for easy hiking and cycling. The Trail is part of the transcontinental American Discovery Trail, extending from the Atlantic Ocean in Delaware to the Pacific Coast at Point Reyes in northern California.

North Judson Norwayne Field

The North Judson Town Park is another recreational area in Starke County. The SCCF has provided assistance for its landscaping and beautification. Additionally, grant dollars helped to fund enhancements to North Judson Norwayne Field. Norwayne Field’s winding sidewalks and old-fashioned street lamps make it a beautiful place to visit. The amphitheater seats about 1,000 people, which is particularly useful during the town’s annual Mint Festival.

In Knox, the Friends of the Park Association received grants to help fund the Wythogan Skate/Bike Park. A portion of the funding was used to purchase “skatelite” material to make the park weather resistant and safer for riders.

Parks and recreational areas help to make our community enjoyable through every season. They offer a gathering place for community members, and their beautification of our towns adds a sense of pride in our community. Some organizations that work with the area parks have also established funds with the SCCF. These funds, as well as SCCF grants, ensure that all members of the community have a beautiful, natural place to enjoy in Starke County. 

SCCF interns enjoying the North Judson Erie Trail

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